Cash Flow Confessions: “I Have Way Too Many Subscriptions” with Kate Gilbert
Episode Overview
Welcome to the first episode of Cash Flow Confessions, a new segment on Getting to the Bottom Line with your host, outsourced CFO Stephanie Smith. In this real-talk mini-series, we spotlight raw and relatable financial challenges that business owners are quietly facing—and how they’re solving them.
In this kickoff conversation, Stephanie sits down with action-oriented business coach Kate Gilbert, who shares her eye-opening realization: she was bleeding money through unused subscriptions and unfinished online courses. Kate walks us through how she’s reclaiming her cash flow by tracking her expenses, prioritizing resources, and leveraging her own organizational tools—like a brilliant course tracker spreadsheet she created to bring order to the chaos.
This episode is your behind-the-scenes look at a real business owner tackling the not-so-glamorous parts of entrepreneurship. If you’ve ever looked at your monthly expenses and wondered where all your money is going, this episode will give you practical next steps and serious motivation.
Whether you’re a coach, creative, or CEO, you’ll walk away with clear ideas for improving your bottom line—starting today.
🎥 Listen to our discussion on YouTube
🎧 Listen to our discussion on Buzzsprout
Show Notes
In this first Cash Flow Confession, Stephanie Smith interviews business coach Kate Gilbert about the hidden financial leaks in her business. From forgotten subscriptions to unused courses, Kate reveals how she’s cleaning up her expenses—and the systems she’s using to stay on track.
What You’ll Learn in This Episode:
How to identify and eliminate hidden business expenses
Why subscription creep is so common—and costly
The simple tool Kate built to track courses and spending
How to make financial clean-up less overwhelming
The value of weekly finance check-ins
Key Takeaways:
Creating a complete list of past payments is a game-changer
Eliminating unused services can immediately boost cash flow
Tracking tools can reduce stress and improve productivity
It’s normal to feel overwhelmed—small steps count
Writing things down increases accountability and clarity
Resources Mentioned:
- Kate’s upcoming book Social Media Group Therapy
Kate’s Action Lab Workshop
Kate’s custom course and subscription tracker spreadsheet
Website: kategilbert.com
Instagram: @kategi
Final Thoughts
Financial overwhelm is real—but it’s manageable. Kate’s honest reflection reminds us that even small actions, like reviewing subscriptions or tracking progress, can lead to big wins. You don’t need to do it all at once—just start somewhere.
