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The Financial Navigator

Can Your Business Run Without You?

July 25, 2025 Stephanie & Kris Smith Comments Off on Can Your Business Run Without You?

As you read this, I’m probably on a morning walk by the water… or relaxing on the beach… or sneaking dessert before breakfast (no judgment, we’re on vacation 🙃). We made it to Florida for our annual beach trip. It only took an 8-hour drive in a packed van with my parents, the kids, too […]

Getting to the Bottom Line

Five Ways to Boost Revenue with NLFS

July 18, 2025 Stephanie & Kris Smith Comments Off on Five Ways to Boost Revenue with NLFS

Episode Overview Stephanie and Kris Smith dive into the five essential revenue drivers that every business owner can optimize to boost cash flow and profitability—without simply chasing more sales. Learn how small changes in leads, conversions, customer retention, purchase frequency, and average transaction value can lead to significant growth. 🎥 Watch our Conversation About Revenue […]

The Financial Navigator

Building A Business That Supports Your Life

July 11, 2025 Stephanie & Kris Smith Comments Off on Building A Business That Supports Your Life

I rescheduled the HVAC company. That’s how serious I was. Last week was my birthday, and for the first time in a long while… I actually took the whole day off. I blocked my calendar. I moved calls. I even postponed the HVAC appointment, despite the fact that the AC in my office is currently […]

Getting to the Bottom Line

Exit Ready from Day One with Pete Mohr

July 4, 2025 Stephanie & Kris Smith Comments Off on Exit Ready from Day One with Pete Mohr

Episode Overview In this value-packed episode, Stephanie talks with exit strategist Pete Mohr about turning your company into an asset buyers can’t resist. Pete reveals the biggest mistakes that slash valuations—messy books, owner dependence, missing processes—and lays out his practical 6P roadmap for moving from overworked operator to confident owner. Listen and learn how daily […]

The Financial Navigator

Is it possible to pay off $100k of debt in just one year?

June 27, 2025 Stephanie & Kris Smith Comments Off on Is it possible to pay off $100k of debt in just one year?

When Kris and I decided he would leave his job to be a stay-at-home dad, we both felt two very real things at the same time: Peace because we were doing what was best for our family. Pressure because suddenly, everything financially was riding on one person. It was a bit frightening… We had bills […]

Getting to the Bottom Line

Invisible Businesses Don’t Get Paid

June 20, 2025 Stephanie & Kris Smith Comments Off on Invisible Businesses Don’t Get Paid

Episode Overview In this solo episode, Stephanie Smith shares how a childhood lemonade stand revealed two critical lessons every business owner must learn: how to generate leads and how to convert them. She unpacks what these two revenue drivers mean, why they matter, and what small changes can make a big impact in your bottom […]

The Financial Navigator

How Tiny Wins Turn Into a Tidal Wave of Cash

June 13, 2025 Stephanie & Kris Smith Comments Off on How Tiny Wins Turn Into a Tidal Wave of Cash

Last Saturday felt like the perfect day for an adventure. Kris corralled the kids, fishing poles in hand, and headed down to the lake. When they returned, our youngest son could barely contain his excitement. He ran up to me and shouted, “Dad caught a monster!” I braced myself for a legendary tale, only to […]

Getting to the Bottom Line

Boost Your Revenue with Qualified Leads with Janine Hayden

June 6, 2025 Stephanie & Kris Smith Comments Off on Boost Your Revenue with Qualified Leads with Janine Hayden

Episode Overview Join host Stephanie Smith as she chats with Janine Hayden of Hayden Digital Group about leveraging quiz funnels and smart lead-qualification strategies to increase revenue, save time, and boost cash flow. Janine walks through her “Core 4” process—collecting precise lead data, optimizing email lists with tags, raising awareness of hidden offerings, and eliminating […]

The Financial Navigator

I Got Laid Off And It Shattered My Illusion of Safety

May 30, 2025 Stephanie & Kris Smith Comments Off on I Got Laid Off And It Shattered My Illusion of Safety

Two weeks ago, I got laid off from my 9–5. No warning. No slow ramp down. One day I was leading meetings, the next, I was staring at an “Organizational Update” (group) meeting invite with my name on it. Now, was I already building something outside of that job? Yes. Was I feeling the itch […]

Getting to the Bottom Line

Where Did the Money Go? Let’s Talk Cash Flow

May 21, 2025 Stephanie & Kris Smith Comments Off on Where Did the Money Go? Let’s Talk Cash Flow

Episode Overview In this episode of Getting to the Bottom Line, Stephanie Smith explains why cash—not profit—is the key to business survival. She breaks down how money actually flows through your business, the six drivers of cash flow, and why your financial statements might be hiding the full picture. If you’ve ever looked at your […]

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